What Is Personal Contract Hire (PCH)?

A Guide on PCH

Personal Contract Hire (PCH) or Personal Leasing as it’s also known, is a vehicle lease that enables you to drive a lease car or van for an agreed length of time and mileage.

Fully comprehensive insurance cover can also be included with your lease contract. Speak to us to find out more.

With PCH, you don’t have the option to buy the lease car or van when your lease term comes to an end and with short term leasing, you only need to lease a vehicle for a minimum of 28 days and after which, you can return the lease car or van, lease it for longer or swap to another make or model, with no additional charges to pay.

We also specialise in long term rentals for 3 months, 6 months or 12 months, however this is only available on select vehicles – to find out more please call 0800 311 8290.

How to Apply

Leasing a car or van rather than buying outright means you don’t have to worry about depreciation or having to sell the vehicle on when the time comes.

For new customers, we ask that you open an account with us which requires you filling out a simple form that only takes around 5-10 minutes to complete. To open a Personal Lease account with Flexed, we ask that you provide us with personal information about yourself, followed by details of your work/income/expenditure and your bank details.

As we have our own in-house finance department here at Flexed, a decision will be made within 24 hours (weekdays).

Both personal and business customers opening a new account will also be credit checked to ensure that short term leasing is right for you.

On occasion, it might be that your application falls into a ‘grey’ area and when this happens, we may ask for a refundable deposit to sit on your account. This will be credited back to you at the end of your contract unless you incur extra charges during your lease period.

About Us

At Flexed, all of our cars available to lease are less than 12 months old, with 85% being less than 6 months old. We change our fleet roughly every six months, ensuring our customers always have the latest models to choose from.

Why would you want the hassle of purchasing a car outright when you can lease the make & model you have in mind and simply pay an affordable fixed monthly amount every month for the privilege, returning it after 28 days without obligation.

And when you lease a car with Flexed, our 28 day price includes UK road tax, manufacturer warranty, breakdown cover, 10,000 to 15,000 miles per annum (calculated on a pro-rata daily basis) and vehicle maintenance, so you don’t have to worry about a thing, apart from enjoying driving your chosen lease car or van.

Short term leases place complete control of your leasing journey into your own hands – flexible leasing without having to tie yourself into a long-term commitment.

Our 28 day rolling contracts allow you to lease a car or van knowing that at the end of those 28 days you can simply return the vehicle, swap to another make or model or lease for longer and there are no extra charges to pay.

We’re a perfect choice if maybe you’ve ordered a new vehicle but need something to ‘fill the gap’ until it’s ready, or you fancy trying out some of the latest models without being tied into a long term contract or you simply need a car whilst you’re considering a more permanent solution.

Our flexible leasing options are available for both personal and business customers looking for an affordable car or van to drive around in for whatever length of time is required.


Please click here to find out more about our car leasing services and fantastic offers for both Business and Personal customers, or give us a call on 0800 311 8290.

Drop us a quick email to talk@flexed.co.uk or chat with a member of our team NOW using our online ‘We Are Here!’ service – we’ll gladly answer any leasing questions you may have.

Find out more about our car leasing services and fantastic offers for both Business and Personal use. Give us a call today on 0800 311 8290.

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