What Happens If I Receive A Speeding Ticket In My Lease Car?

At Flexed, we like to believe that all of our customers keep within the laws of the road when driving around in their lease car or van, however if you do get caught for speeding either by a camera or a police officer, what happens next?

Who Owns The Car?

When you lease a car or van from Flexed, you never own the vehicle and simply pay a monthly amount that enables you to drive the lease car or van of your choice for an agreed period of time. Therefore, it’s the finance provider who remains the registered owner and keeper of your lease car or van for the duration of your chosen lease term and it is they who hold onto the V5C logbook relating to your lease vehicle.


In the UK, there are two ways in which you can be caught speeding – by a speed camera or by a police officer stood on the side of the road pointing a speed gun. If you get caught by the former, a speeding ticket is sent out to the registered owner and keeper of the vehicle within 14 days of the offence occurring.

However, because you are not the registered owner and keeper of your lease vehicle, any speeding tickets or driving penalties will be sent to your finance provider but that doesn’t mean that they’ll pay the fine on your behalf!

What Happens Next?

If your finance provider receives a speeding ticket because you’ve broken the law and been caught in the act whilst driving your lease car or van, they will simply post the speeding ticket onto you so that you can pay it. You may also find that your finance provider charges an administration fee for this service which could cost you a further £25-30 on top of the fine.

What you shouldn’t do once you receive your speeding ticket from your finance provider is ignore it, as doing so could result in the case going to court and may lead to much tougher penalties as a result.

It is very important that all of our customers keep their details with us and their finance provider up-to-date at all times, so that any driving penalties or speeding tickets can be forwarded on to you immediately for you to deal with.

If you change address during your lease term with Flexed, please get in touch by calling 0800 311 8290 so that we can update our records and please remember to inform your finance provider as well, as it is they who will receive the speeding ticket or driving penalty relating to your lease car or van in the event you’re caught breaking the rules of the road.

We hope that every one of our customers stays within the law when driving in their lease car or van from Flexed, however we realise that it’s not always easy.

Our advice is to stay calm when driving and never react to other drivers who may be acting in a selfish way on the road. Always wear your seatbelt and stay within the speed limits to avoid a speeding ticket.

We want our customers to enjoy driving their lease car or van without having to deal with any kind of issues that could spoil the whole experience.

About Us

Short term leasing with Flexed allows you to lease the car or van of your choice for a minimum of 28 days and after which you can simply return the vehicle, lease for longer or swap to another model or make without having to pay any additional charges!

Our rolling 28 day contracts enable you to ‘roll on’ your lease for as long as YOU want it to once you’re initial 28 days is up.

It’s the flexible way of leasing that doesn’t involve being tied into anything long term and puts you in full control of your leasing journey.

We also offer long term rentals from 3 months, 6 or 12 months – available on select vehicles only. Please call 0800 311 8290 to find out more.

All of our cars and vans available to lease at Flexed are less than 12 months old, with 85% being less than 6 months old. Our entire fleet is changed every six months to ensure our customers always have the latest models to choose from.

Our 28 day price includes UK road tax, manufacturer warranty, breakdown cover, vehicle maintenance and 1,250 miles a month (additional mileages available).

All that’s left for you to cover is insurance (fully comprehensive insurance policy only) and fuel, then you’re ready for the road!


Please click here to find out more about our car leasing services and fantastic offers for both Business and Personal use, or give us a call TODAY on 0800 311 8290.

Drop us a quick email to talk@flexed.co.uk or chat with a member of our team NOW using our online ‘We Are Here!’ service – we’ll gladly answer any leasing questions you may have.

Find out more about our car leasing services and fantastic offers for both Business and Personal use. Give us a call today on 0800 311 8290.

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