UK insurance companies puzzled on driverless car future

The future of auto insurance is being discussed by UK insurers and government officials

A group of big name UK auto insurers have formed the ‘New Automated Driving Insurer Group’ to discuss issues concerning the insurance of autonomous cars, as excitement surrounding the innovation increases.
The new organisation is headed by the Association of British Insurers (ABI) and Thatcham Research, who, together with big brand insurers, such as Direct Line and Aviva, and the UK government, are to discuss the future of car insurance as the introduction of driverless cars to British roads looms ever nearer.
The organisation has been formed in order to debate the issue of liability in the occurrence of a collision involving a driverless car. The question on everyone’s lips is whether or not the driver of an autonomous car can technically be held liable for a collision, or if the blame actually lies with the manufacturer or the developers of the driverless system software.
Another important question up for discussion amongst the members of the organisation is the future of road traffic laws in what car magazine, AutoExpress, has dubbed “the new age of motoring”.
James Dalton, ABI director of general insurance policy, commented: “Truly driverless cars have the potential to dramatically reduce deaths and injuries on the roads and could revolutionise what we think of as public transport.”
Despite these new developments, the mainstream use of autonomous cars on the world’s roads is not expected for another decade or so, so the members of the New Automated Driving Insurer Group have plenty of time to come to any decisions.
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